Budgeting

Quiz: What’s your money personality?

Published on June 30, 2019

We all handle money differently. Find out what your money ‘personality’ is with this fun quiz so you can make smarter financial decisions.

Do you know exactly how much money is your wallet or purse right now?

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Yes, right down to the nearest cent.

Probably to the nearest dollar.

No idea! Could be ten dollars or could be one hundred dollars.

Do you know how much money you expect to receive on a regular basis?

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Yes, I know the precise amount and I budget accordingly.

Yes, to the nearest ten dollars.

I have a rough idea, but I’m not sure of the exact amount.

At the end of each or month, which of the following best describes your circumstances?

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Spent most of your money, but have put some in an emergency fund or savings account.

Spent all of your money, and maybe even a little bit more than you really should have.

No idea how much money you’ve spent, you’d have to check your bank balance.

If you see something you want when you’re out shopping, do you?

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Forget about it, it’s not essential.

Wait for it be on sale, it’s important to save money if you can.

Get it, regardless of how much it costs.

If you lost your job, how long could you survive independently?

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As long as was necessary, I’ve got a substantial emergency fund.

A few months, I’m prepared, but not that prepared.

A few weeks, then I’d need support from my family and friends.

You inherit $10,000 from a family member, what do you do with the money?

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Open a savings account or make sensible investments

Pay of all your debts.

A big shopping spree and a vacation.

What do you do when you receive your paycheck?

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Spend money on the priorities, and put a little aside for the future.

Spend it on the bills that you need to pay, and then the rest on the things that you want.

Spend it on what you want, with no attempt to make it last until your next paycheck.

How often do you save money?

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Every week.

When you have spare money.

Never.

How do you save money?

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A savings account or other kind of bank account.

My trusty piggy bank, of course.

I don’t!

How do you feel when it comes to saving money?

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I love saving, I’m always on the checking for new ways to save money, whether it’s changing a brand that I buy or frequently checking comparison sites.

I really struggle with saving money, and I know that I worry about it occasionally.

I know I should be saving for my future, but I’ve tried and failed too many times.

What do you do when you’re worrying about money?

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Focus on what you have, and how you can improve it in the future.

Try to budget

Retail therapy!

If you were feeling sad, which of these would you be most likely to do?

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Think of ways to make more money, more money equals more security.

Thinking of what you could buy to cheer yourself up.

Go out and buy the first thing that you see that you think would cheer you up.

How do you keep track of your finances?

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I use an accountant or another type of professional to keep track of my finances.

I do it myself, I’m capable of keeping track of my expenditures and making smart choices.

I don’t bother, I spend it when I can, and if I can’t, I wait until I can.

When shopping for a vacation, what do you do?

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Spend time shopping around for the best deal and the best travel insurance.

Make sure what I’m getting is cheaper than other places.

Book the first thing that catches my eye.

What do you do for lunch at work?

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Bring lunch from home.

Eat food from the canteen.

Go out to a restaurant or coffee shop.

How would you feel if you won the lottery?

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Over the moon! I’d book a meeting with a financial adviser to help me plan my investments.

Overwhelmed, I don’t know how I’d handle it.

Excited! I’d start spending before the check had cleared.

How often do you lend money from family or friends?

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Never!

Very rarely

More often that I’d like to admit.

How often do you loan money from the bank or other companies?

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Never.

I have a credit card and other small loans.

I have too many loans to manage!

Do you think life would be easier if you had more money?

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More money would mean more savings for the future.

Yes, I could pay off my debts and treat myself to a vacation.

Definitely! I could finally buy all the new things that I want.

You’re due an upgrade on your cell phone, what do you do?

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Your old one is working just fine so you keep it.

Make sure you’re getting the best deal on the market for your new phone.

Get the phone without thinking - it’s new after all, so it must be better!

What's Your Money Personality?

Financial Guru!

You’re a financial guru. Everything you buy you do so because it’s necessary. You know the importance of saving for your future without out sacrificing the quality of your present.

Normal Nel

You’re not bad, but things could be better. There’s a few changes you can make to ensure you’re doing what’s best for your bank balance.

Dummy dumb dumb!

You’re not very wise with money! Serious changes are necessary if you don’t want to end up broke!

Related Topics:finances, money, quiz, save money

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Quiz: What’s your money personality?

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Quiz: What’s your money personality?